Articles by Saleem Sonday
Q&A: Allan Gray and Orbis investment update
After an eventful year, many investors are feeling uncertain about how to position their portfolios to fare well in 2023. At the recent Allan Gray and Orbis...
The importance of alignment
We believe that the price you pay an investment manager for managing your money should be aligned with the value they create for you over the long term. Sale...
Fight or flight – deciding on the next steps for your business
In the first of 10 webinars in the Survive and thrive series, brought to you by the Allan Gray Umbrella Retirement Fund, you discover what steps to conside...
Resilience and reinvention: The business currency for COVID-19
The impact of the COVID-19 pandemic on small and big businesses will undoubtedly linger for months to come. And while the uncertainty is daunting, an...
The top four mistakes to avoid when saving for education
As parents, we all want the best for our children, and this often includes being able to give them the best education that we can afford. In the journey to...
How to bring conversations about saving out of the closet
Talking about finances at work can seem like a taboo subject, especially given that conversations about salaries, bonuses or saving for retirement usually ta...
PART 3: What are the best investment options for education savings?
With the cost of education soaring, relying purely on your salary to finance your children’s education is becoming increasingly difficult. Consider saving fo...
PART 1: How to overcome the growing cost of education
Do you feel overwhelmed at the thought of how you will finance your children’s education? You are not alone. We all want to empower our children by giving th...
PART 5: The role of financial advice in your investment success
You wouldn’t gamble with your health by not seeing a professional, why do it with your financial future? Consult an independent financial adviser to help you...
PART 4: Investing offshore to finance international education
It’s hard to make space for saving in our already-stretched budgets, but what about those of us who have children aspiring to spread their wings by studying...
PART 2: Saving for education – later is still better than never
When it comes to paying for the best education for your child, making small sacrifices early on and taking a long-term approach to investing is the smart thi...
CASE STUDY 1: Investing to pay school fees upfront for the year
A Johannesburg mother saves on fees by taking advantage of the discount offered by some schools to settle the year’s fees in full at the beginning of the yea...
CASE STUDY 2: Long-term investing for your child’s education
Meet parents Wayne and Makgabo van Niekerk from Johannesburg. They are paying for Ceana (six) and three-year-old Amber’s early education (crèche and primary...
Employer-assisted savings can help fix SA's dire savings rate
July is National Savings Month in South Africa. Is there more you can be doing as an employer to help your employees save towards their future financial...